This article guides you on how to apply for a Walmart credit card online. You’ll learn the steps to complete the application quickly.
The process is straightforward, ensuring you get started without hassle. Let’s dive into the details to help you get your Walmart credit card.
Overview of Walmart Credit Cards
These are designed to enhance your everyday shopping experience. They offer valuable rewards and cash back, making your purchases more rewarding.
These cards are tailored to provide benefits that fit your regular shopping habits. Whether shopping online or in-store, these cards can save you money over time.
Types of Walmart Credit Cards
You’ll get a quick overview of each card to help you decide which suits your needs.
Walmart Rewards Card
- Offers 5% cash back on Walmart.com, including pickup and delivery.
- Provides 2% cash back at Walmart stores, fuel stations, restaurants, and travel.
- 1% cash back anywhere Mastercard® is accepted.
Walmart Credit Card
- 3% cash back at Walmart stores and online.
- There is no annual fee, and it includes fee-free overdraft protection.
- 3.00% APY on savings and pay directly from your phone.
Key Features and Differences
This section highlights the main features of each card. Compare them to find the card that fits your preferences.
Cash Back
- Walmart Rewards Card: 5% cash back on online purchases and 2% at stores and fuel stations.
- Walmart Credit Card: 3% cash back at Walmart locations and online.
Fees
- Both cards come with no annual fee.
- The Walmart Credit Card has no monthly fees or minimum balances.
Special Benefits
- Walmart Rewards Card: Includes fee-free overdraft and 3.00% APY on savings.
- Walmart Credit Card: This allows you to pay directly from your phone.
Debit with Rewards
This section covers the debit card that earns you rewards. It’s a straightforward option with no fees and easy access to benefits.
No Monthly Fees
- There are no monthly fees or minimum balance requirements.
Cash Back and Savings
- 3% cash back at Walmart and 3.00% APY on your savings.
Convenience
- Access funds quickly and pay directly from your phone.
Capital One® Walmart Rewards® Card
This section details the Capital One® Walmart Rewards® Card for those who want to maximize their cash back.
Cash Back Rates
- 5% cash back on Walmart.com, including pickup and delivery.
- 2% cash back at stores, fuel stations, restaurants, and travel.
- 1% cash back on purchases everywhere Mastercard® is accepted.
No Annual Fee
- Start earning cash back upon approval, all with a $0 annual fee.
Benefits of Walmart Credit Cards
This section highlights the key benefits of having a Walmart credit card. These perks can make your daily purchases more rewarding.
Key Benefits
Here’s a breakdown of your benefits with a Walmart credit card. Each feature is designed to give you more value for your spending.
- Cash Back: Earn cash back on purchases both online and in-store.
- Special Financing: Access special financing offers on larger purchases.
- Rewards Points: Accumulate rewards points that can be redeemed for future savings.
- Convenience: Manage your account and make payments directly from your phone.
How to Use These Benefits?
This section shows how you can use the benefits of your credit card in everyday life. See how these features can improve your shopping experience.
- Groceries: Use your cash back on regular grocery runs to save more each month.
- Electronics: Take advantage of special financing when buying high-ticket items like electronics.
- Online Shopping: Earn cash back and rewards points on online purchases, making every order count.
- Gas Stations: Get extra savings at the pump by using your card at fuel stations.
How to Apply for a Walmart Credit Card Online?
Applying for a Walmart credit card online is straightforward. This section guides you through the steps you need to follow.
Step-By-Step Application Process
Here’s a step-by-step guide to applying for a Walmart credit card online. Follow these steps to complete your application quickly and easily.
- Visit the Application Page: Go to the credit card application page.
- Choose Your Card: Select the card that best suits your needs.
- Fill Out Your Information: Enter your personal and financial details.
- Review and Submit: Check your application for accuracy, then submit it.
Required Information and Documents
To complete your application, you’ll need some basic information and documents. Make sure you have these ready to avoid delays.
- Personal Information: Full name, date of birth, and social security number.
- Financial Details: Income information and current employment status.
- Contact Information: Current address, phone number, and email.
- Identification: A government-issued ID, such as a driver’s license.
Interest Rates and Fees
This section covers the interest rates and fees you need to know about. Understanding these details helps you manage your credit card effectively.
Interest Rates for Different Transactions
The interest rate for purchases and transfers ranges from 19.48% to 29.99%, depending on your creditworthiness. Cash advances have a fixed 29.99% variable rate.
Be mindful of these rates when making different types of transactions. Knowing your rates can help you avoid unnecessary interest charges.
Additional Fees
There are a few fees to consider. A balance transfer fee of 3% applies to promotional APR transfers, with no cost for standard transfers. Cash advances come with a fee of 3% or $3.
There is no annual fee, making the card easier to maintain. However, late payment and foreign transaction fees may apply, so stay informed.
Where Can You Use the Walmart Credit Card?
This section explains where you can use your credit card. Knowing the locations and options ensures you get the most out of your card.
Acceptance Locations
Your card can be used in-store, online, and at Walmart gas stations. It’s also accepted at Sam’s Club and other associated retailers.
The card is designed to be versatile, covering both physical and online shopping. For maximum benefits, use it wherever the store or website accepts it.
Cross-Usage with Other Retailers
Your card is usable at Walmart, Sam’s Club, and any place that accepts Mastercard®, expanding your spending options beyond Walmart.
Remember that rewards and benefits may vary depending on where you use it. Understanding this can help you optimize your spending across different retailers.
Customer Service and Support
This section covers how to reach customer service for help with your credit card. Knowing this ensures you have quick access to support when needed.
Contact Information
If you have any inquiries or issues, contact customer service at 1-877-860-1250. Support is also available via email through the bank’s official website.
They offer assistance with account management, billing questions, and more. Reach out to get timely help with your card.
Physical Address of the Issuing Bank
The bank that issues the credit card is located at 702 S.W. 8th St., Bentonville, AK 72716. This is the official address for any physical correspondence.
Use this location to send documents or have inquiries requiring a formal address. Having the address handy ensures you know where to direct your concerns.
Summary: How to Apply for a Walmart Credit Card Online
Applying online for a Walmart credit card is straightforward. Ensure you have all the necessary information to complete the process smoothly.
Follow the steps to start using your card promptly. With a few clicks, you can access your new card’s benefits.
Disclaimer: The terms and conditions of the credit card may change over time. To stay updated, check the official website or contact customer service.