Applying for a credit card should not be complicated. The KASUMI Credit Card offers a streamlined process designed for convenience.
This card combines credit functions with electronic money for everyday shopping. You can apply online in just a few minutes and enjoy exclusive benefits from AEON and KASUMI stores.
What Is the KASUMI Credit Card?
The KASUMI Credit Card offers more than standard shopping convenience. It combines Visa credit access with WAON electronic money for a full-featured experience.
Dual Functionality
The KASUMI Credit Card functions as both a Visa credit card and a WAON electronic payment tool. You can use it at domestic and international locations.
This card is handy for shoppers who frequent AEON Group stores. The dual-purpose nature removes the need for separate payment methods.
You can rely on one card for both credit and contactless electronic payments. It also streamlines the earning of loyalty points.
Issuer and Partner Details
The card is issued by AEON Financial Service in collaboration with KASUMI. AEON is a well-known financial institution in Japan.
It is a regional supermarket chain affiliated with AEON. Their partnership ensures that the card fits the lifestyle of KASUMI shoppers.
Cardholders benefit from store-specific rewards and access to WAON POINT. You can trust this setup for secure and flexible payments.
Target User Benefits
The KASUMI Credit Card is aimed at everyday consumers. It fits users who prefer contactless shopping and local savings.
There is no annual fee, making it cost-effective. You also get WAON POINT rewards automatically on eligible purchases.
If you shop often at KASUMI or AEON-affiliated stores, this card adds long-term value. It’s a smart option for household budgeting and digital convenience.
How to Apply Online?
Apply for the KASUMI Credit Card online through AEON’s website. Make sure your email can receive messages from “@aeon.co.jp”.
- Step 1: Access the AEON online application form.
- Step 2: Select the KASUMI Credit Card (Visa) and any optional features.
- Step 3: Enter your personal info, including address and phone number.
- Step 4: Register your email and password for account access.
- Step 5: Agree to the terms and submit the application.
- Step 6: Wait for the review process and approval notification by email.
Key Features and Benefits
This card includes helpful features for regular shoppers. It also works well with modern digital payment systems.
- No annual fee: You don’t pay yearly charges to maintain the card.
- WAON POINT integration: Earn 1 point per ¥200 spent, equal to ¥1.
- Double points at KASUMI: All purchases at KASUMI earn twice the points.
- Auto-charge option: Recharge WAON at AEON ATMs without cash.
- Visa support: Use it globally at any store that accepts Visa.
- Tap-to-pay: Contactless transactions are fast and secure.
Understanding WAON POINTS
WAON POINT is the rewards system tied to your KASUMI card. You earn points with every WAON payment, which can be converted to digital money.
- Earn with every purchase: ¥200 spent earns 1 WAON POINT.
- Convert to yen: 1 WAON POINT = ¥1 when converted.
- Exchange at ATMs: Use AEON Bank ATMs to charge points into WAON.
- Valid at affiliates: WAON is accepted at major stores and vending machines.
- Use points directly: Points can be applied like cash at checkout.
- Easy tracking: WAON balance and points are visible on your receipt.
Comparing the KASUMI Credit Card and WAON Card
There are two types of KASUMI cards available. One is the full-featured credit card with WAON integration. The other is a prepaid electronic money-only WAON card. Here’s how they compare.
- Credit feature: KASUMI Credit Card includes Visa credit; WAON Card does not.
- Application process: Credit card requires online registration; WAON Card is issued instantly.
- Fees: Credit card is free; WAON Card costs ¥300.
- Point earning: Both earn WAON POINT, but only the credit card offers double points.
- Auto-charge: Only available with the KASUMI Credit Card.
- Payment flexibility: Credit card supports larger transactions with billing.
Interest Rates and Payment Terms
Understanding how interest applies to your KASUMI Credit Card helps you manage payments effectively. AEON determines all rate structures depending on your usage.
Standard Purchase Interest
Purchases made with the card are subject to a 15.0% annual interest rate. This applies if the balance is not paid within the grace period.
Most users have 25 days to pay before interest accrues. AEON notifies you of your billing cycle and due dates.
Paying your balance early can help avoid these charges. Interest may vary if promotional rates apply.
Cash Advance and Fees
If you withdraw cash, an 18.0% annual interest rate applies. This starts from the transaction date with no grace period.
There may also be ATM handling fees. AEON may set daily or monthly withdrawal limits.
Cash advances should be used only when necessary. Always review the fee notice before withdrawing.
Penalties and Foreign Charges
Late payments trigger extra fees as determined by AEON’s terms. The minimum payment amount depends on your remaining balance.
If you use your card abroad, foreign transaction fees apply based on Visa standards. Some merchants may charge dynamic currency conversion fees.
Staying within your payment schedule avoids penalties. AEON provides clear statements to track charges.
Support and Contact Information
If you need assistance with your KASUMI Credit Card, support is available daily. You can reach AEON and KASUMI through multiple reliable contact options.
- WAON Call Center: 0570-064-375 (Navi Dial, 9:00 AM – 9:00 PM).
- KASUMI Co., Ltd.: 0120-371-315 (9:00 AM – 6:00 PM).
- Office address: 599-1 Nishiohashi, Tsukuba City, Ibaraki Prefecture.
Extra Shopping Perks and Usage Options
The KASUMI Credit Card connects you to more than just physical stores. It gives access to online and mobile shopping channels. You can link it with several digital services. These options make daily shopping more flexible.
- Scan & Go: Buy using mobile apps linked to your card.
- Online delivery: Use ignica services to receive groceries at home.
- Mobile supermarkets: Useful for remote areas with truck-based delivery.
- Office Smart Shops: Grab items from vending-style convenience shelves.
- Partner platforms: Use on Uber Eats, Rakuten Market, and Yahoo! Shopping.
- Fast checkout: Tap and pay features for in-store purchases.
Disclaimer: Card approval is subject to AEON’s screening process. Terms, services, and point rules are subject to change without notice.
Final Thoughts: Make Your Everyday Spending Count
The KASUMI Credit Card is built for users who want simple rewards. It’s fast to apply online and supports useful digital features.
You don’t pay an annual fee, and you earn rewards for what you already buy. With wide usability and support, it’s a smart choice for shoppers in Japan.
