Step-by-Step Application Process for the Rakuten Gold Credit Card

Applying for the Rakuten Gold Credit Card is straightforward if you know the steps.

This guide covers eligibility, the application process, and what happens after submission.

By the end, you’ll be ready to complete the process and enjoy the card’s benefits confidently.

Eligibility Criteria

Before applying for the Rakuten Gold Credit Card, meet the required criteria.

Here’s a breakdown of the basic eligibility requirements:

Minimum age: 18 years or older
Stable income: Proof of regular income or employment
Residency: Must be a resident of Japan
Credit history: Good credit standing
Valid identification: Government-issued ID (passport, driver’s license, etc.)

Before applying for the Rakuten Gold Credit Card, it’s essential to understand the associated interest rates and fees. Here’s a breakdown:

When choosing a Rakuten card, it’s essential to compare the options.

Here’s a quick breakdown:

Rakuten Gold Card: This card has an annual fee and offers travel perks, higher rewards, and airport lounge access. It is best for frequent travelers.
Rakuten Standard Card: No annual fee, essential Rakuten rewards, no travel perks, or lounge access. Ideal for everyday users.
Rakuten Platinum Card: Higher fee, premium travel benefits, priority support, and higher limits. Suited for those seeking top-tier privileges.

Applying for the Rakuten Gold Credit Card online is quick and easy. Follow these steps to complete your application:

Applying for the Rakuten Gold Credit Card through the mobile app is simple and convenient.

Follow these steps to apply using your smartphone:

Once you’ve submitted your application for the Rakuten Gold Credit Card, there are a few steps to take. Here’s what happens next:

Confirmation Email: You will receive an email confirming your application was submitted successfully.
Processing Time: Rakuten will review your application, which typically takes a few business days.
Application Status: You can check the status of your application through the Rakuten website or app.
Approval Notification: If approved, you will receive a notification via email or SMS.
Card Delivery: Once approved, the physical card will be mailed to your address, usually within 1-2 weeks.
Card Activation: After receiving the card, you must activate it online or via the app before using it.

After your Rakuten Gold Credit Card application is approved, you must follow a few steps before you can start using your card.

Here’s what you need to do next:

Approval Notification: You will receive an email or SMS confirming your approval.
Card Delivery: Your card will be mailed to your registered address within 1-2 weeks.
Card Activation: Once you receive the card, activate it through Rakuten’s website or mobile app.
Set Up Online Account: Create or log in to your Rakuten account to manage your card online.
Add Card to Mobile Wallet: For convenience, add your Rakuten Gold Card to your preferred mobile wallet (e.g., Apple Pay, Google Pay).
Start Earning Rewards: Begin using your card for purchases and enjoy Rakuten points and other benefits.

If your Rakuten Gold Credit Card application is denied, don’t worry—there are steps you can take to improve your chances for future approval.

Here’s what you can do:

Review the Denial Reason: Check the communication from Rakuten for the specific reason your application was denied.
Check Your Credit Report: Obtain a copy of your credit report to identify any issues or inaccuracies that may have impacted your application.
Improve Your Credit Score: Improve your credit score by paying off outstanding debts and ensuring timely payments.
Reevaluate Income Requirements: Ensure your income meets the card’s eligibility criteria before reapplying.
Reapply After a Waiting Period: Wait a few months before reapplying, giving yourself time to improve your credit and financial standing.
Consider Other Rakuten Cards: Explore other Rakuten credit card options with lower eligibility requirements.

If your Rakuten Gold Credit Card application is denied, don’t worry—there are steps you can take to improve your chances for future approval.

Here’s what you can do:

Review the Denial Reason: Check the communication from Rakuten for the specific reason your application was denied.
Check Your Credit Report: Obtain a copy of your credit report to identify any issues or inaccuracies that may have impacted your application.
Improve Your Credit Score: Improve your credit score by paying off outstanding debts and ensuring timely payments.
Reevaluate Income Requirements: Ensure your income meets the card’s eligibility criteria before reapplying.
Reapply After a Waiting Period: Wait a few months before reapplying, giving yourself time to improve your credit and financial standing.
Consider Other Rakuten Cards: Explore other Rakuten credit card options with lower eligibility requirements.

If you need to contact Rakuten regarding the Gold Credit Card, here are the critical contact details:

Customer Service Phone Number: 0120-86-6910 (available Monday to Friday, 9:30 AM – 5:30 PM)
International Contact Number: +81-50-5830-4655
Mailing Address: Rakuten Card Co., Ltd., 1-14-1 Tamagawa, Setagaya-ku, Tokyo, 158-0094, Japan

Applying for the Rakuten Gold Credit Card is straightforward and can unlock great benefits, such as travel perks and rewards.

You’ll be ready to complete your application confidently by following the steps outlined.

Start your application today and enjoy the advantages of a Rakuten Gold Card.

The information provided in this article is for general guidance only and may be subject to change.

Please refer to Rakuten’s official website for the most up-to-date details regarding the terms and conditions of the Rakuten Gold Credit Card.